Your Money, Your Way.

Download FoloMoney today and join thousands managing their money the smart way – with zero fees and powerful tools.

Zero-Fee Transfers
Credit Insights
Smart Wallet
Bill Payments
123

25,000+ users

★★★★★ 4.9
Available Balance
KES 14,235.34
ZERO FEES
Global transfers
SECURE
Bank-grade protection
INSTANT
Real-time transfers
GLOBAL
40+ countries
Activity Feed
Live

Trusted by leading financial institutions

DTBBank
VISA
Mastercard
M-PESA
TU
TransUnion
Why FoloMoney?

Your All-In-One Financial Hub

Experience a complete financial solution designed for today's digital lifestyle. All with ZERO transfer fees and ultimate security.

Smart Digital Wallet
Send and receive money instantly. Top up from your bank account or mobile money. Track all your transactions in real-time with detailed analytics.
Effortless Bill Pay
Pay all your bills from one place - utilities, airtime, subscriptions and more. Set up recurring payments and never miss a due date again.
Zero-Fee Global Reach
Send money worldwide with competitive exchange rates and absolutely NO transfer fees. Fast, secure, and completely transparent.
Credit Score Insights
Monitor your credit score in real-time. Get personalized insights and actionable tips to improve your financial health and creditworthiness.
Core Features

Smart Money for Smart People

FoloMoney integrates your entire financial life. Designed for digital natives who want simple, transparent, and fee-free financial tools.

Your Secure Wallet

Top-up instantly via mobile money or bank transfer. Send money to anyone with a phone number or email.

Instant Transfers
Mobile Money
Bank Accounts

Simplified Bill Payments

Pay utilities, airtime, and subscriptions from our growing list of billers. Schedule recurring payments.

Auto-Pay
Reminders
Payment History

Truly Free Global Transfers

Send money internationally with competitive exchange rates and absolutely ZERO transfer fees.

Fee-Free
40+ Countries
Competitive Rates
foloMONEY
Smart Wallet
Global Transfers
Bill Payments
Credit Insights
AI Powered
100% Secure
Credit Score
Updated Today
750Good
300500700850
Needs WorkFairGoodExcellent
+15
Points Up
92%
On-time
23%
Credit Used
Updated monthly
Secure insights
Boost Your Score

Unlock Your Credit Potential

Your credit score affects your financial future. FoloMoney helps you understand, monitor, and actively improve your score with personalized insights and recommendations.

Real-Time Monitoring

Get regular score updates and alerts for significant changes. Know where you stand at all times.

Factor Analysis

Understand exactly what's affecting your score with detailed breakdown of key credit factors.

Improvement Tips

Get personalized recommendations to boost your score based on your specific credit profile.

Go Global - Fee Free!

Send Money Worldwide, Zero Fees

Why pay fees to send money abroad? FoloMoney offers fast, secure international transfers with competitive rates and absolutely NO transfer fees!

Quick Transfer Calculator
Calculate rates with 0% transfer fees
0.00 EUR
40+ Countries
Instant Transfers
0%
FEES

SUPPORTED COUNTRIES INCLUDE

🇰🇪 Kenya
🇺🇸 USA
🇬🇧 UK
🇺🇬 Uganda
🇪🇺 Europe
🇨🇦 Canada
🇦🇺 Australia
+ 30+ more
Bank-Grade Security

Your Security, Our Priority

We implement industry-leading security measures to protect your funds and personal data. Powered by our partnership with DTB Bank.

End-to-End Encryption

Your data is encrypted in transit and at rest. We use industry-standard protocols to protect your information from unauthorized access.

Banking Standards

We adhere to strict banking security protocols and industry best practices to ensure the integrity of our platform.

Powered by DTB Bank

Our infrastructure is built on the reliable and secure framework of DTB Bank, providing enterprise-level security for all users.

Biometric Authentication

Use face recognition or fingerprint scanning to access your account safely and quickly.

Transaction Alerts

Receive instant notifications for all account activities so you're always in control.

PCI DSS Compliant
AI-Powered Insights

Your Personal Finance Coach

FoloMoney's AI analyzes your spending patterns to provide personalized recommendations. Save more, spend wisely, and reach your financial goals faster.

Spending Analysis

Get a clear breakdown of where your money goes and identify spending patterns.

Smart Saving Recommendations

Receive personalized tips on how to save money based on your unique spending habits.

Financial Goal Planning

Set and track your financial goals with AI-guided steps to achieve them faster.

Coming Soon

Exciting Features on the Horizon

We're always working to make FoloMoney even better. Here's a sneak peek at what's next!

Quick Boost
Need a small, short-term financial boost? Access funds quickly based on your activity. Transparent terms, easy repayment.
Savings Goals
Set and track your savings goals directly within the app. Visualize your progress and stay motivated.
Budgeting Tools
Take control of your spending with intuitive budgeting features. Categorize expenses and monitor your cash flow.
Community Love

Hear From Nairobi's GenZ

See why young Nairobians are choosing FoloMoney for smarter, simpler finance.

W
Wanjiru K.
Graphic Design Intern

"FoloMoney is perfect! Managing my small cash and sending money to family is so easy and FREE. Love the simple design."

B
Brian O.
Tech Support Analyst

"Finally, a finance app that gets it. The credit score feature actually makes sense. And zero fees on transfers? Unbeatable."

F
Fatuma A.
Online Store Owner

"Getting payments from clients abroad used to cost me so much. FoloMoney is a game-changer - seamless and actually free!"

S
Sammy G.
Content Creator

"Easy to manage my earnings and pay for stuff online. The app is quick, looks cool, and the zero fees are clutch."

Got Questions?

We've Got Answers

Find quick answers to common questions about FoloMoney.

Ready to Simplify
Your Finances?

Download FoloMoney today and join the growing community managing their money the smart way – with zero transfer fees and powerful tools at their fingertips!

Zero-Fee Transfers
Credit Insights
Smart Wallet
Bill Payments
Download on the App StoreGet it on Google Play

Available on iOS and Android.

foloMONEY
Folo Wallet
Send Money
Secure