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Is Your Money Trapped?
You have the wealth, but it's stuck in local loops. Stop using three different apps just to pay for one thing.
Local Friction
Moving money between M-PESA and banks is disjointed, slow, and eats up your balance with fees.
Global Isolation
You have the funds, but you can't spend them internationally without jumping through hoops.
Why Choose FoloMoney?
We're not just another money app. We are the new infrastructure for global spending in Africa.
We Make Local Money Global
A simple 3-step mechanism to free your capital. No complex Forex. No hidden fees. Just money that moves as fast as you do.
Deposit
Load KES instantly via M-PESA or Bank transfer. Your funds are secured immediately.
Bridge
We instantly convert your local currency to Global Value (USDC/USD) at market-leading rates.
Spend
Use your Folo Visa Card or Stablecoins to pay for goods, services, or subscriptions anywhere in the world.
Built for Everyone
Whether you are an individual accessing generic wealth or a business going global, we have you covered.
Unlock Your Credit Potential
Your credit score affects your financial future. FoloMoney helps you understand, monitor, and actively improve your score with personalized insights and recommendations.
Real-Time Monitoring
Get regular score updates and alerts for significant changes. Know where you stand at all times.
Factor Analysis
Understand exactly what's affecting your score with detailed breakdown of key credit factors.
Improvement Tips
Get personalized recommendations to boost your score based on your specific credit profile.
Pay Anyone, Anywhere. Instantly.
Forget Swift codes and banking days. Because Folo bridges your money to the global economy, sending it to China, the UK, or the US is as fast and free as sending a text.
SUPPORTED COUNTRIES INCLUDE
Your Security, Our Priority
We implement industry-leading security measures to protect your funds and personal data. Powered by our partnership with DTB Bank.
End-to-End Encryption
Your data is encrypted in transit and at rest. We use industry-standard protocols to protect your information from unauthorized access.
Banking Standards
We adhere to strict banking security protocols and industry best practices to ensure the integrity of our platform.
Powered by DTB Bank
Our infrastructure is built on the reliable and secure framework of DTB Bank, providing enterprise-level security for all users.
Biometric Authentication
Use face recognition or fingerprint scanning to access your account safely and quickly.
Transaction Alerts
Receive instant notifications for all account activities so you're always in control.
Hear From Nairobi's GenZ
See why young Nairobians are choosing FoloMoney for smarter, simpler finance.
We've Got Answers
Find quick answers to common questions about FoloMoney.
Ready to Go Global?
Join thousands of Kenyans using FoloMoney to bridge the gap between their local wallet and the global economy.
Available on iOS and Android.