personalised accounts

Instant credit anytime

The easiest way to save more, pay bills all in one app

Send & Receive money anytime

Spending wallet insights

Get payment notifications from anywhere

Instant loans

Up to 30 days repayment

We offer payment option that works best with your budget

How It Works

Its simple as 1-2-3

Seamless onboarding about yourself

 Instant 

Insights with tips that may improve it

 

Your payment option at checkout

Testimonials

Don't take our word for it

  • "Road to financial freedom"

    I have been using folo App for over a month now and I am a happy customer. I get to know real credit score for free! and good advice also!

    Renee Kfrom Facebook
  • "Excellent service..."

    Recommends to understand your finances and banking accounts, debt control, loan utilization to build a good credit score for lending purpose

    Juliet Mfrom Google
  • "Love this!"

    I was a little skeptical at first but it tells you who you still owe and how much. Currently using this to view my credit and pay off what I owe.

    Owino Bfrom Google
  • "Improve your Score tips"

    "I check it the 1st of every month. Allows me to see changes to my credit score, and understand what may affect it. Haven't used the loan portion yet but the credit monitoring is what I like."

    Kemboi Cfrom Google
  • "Nicely done..."

    Onboarding was clean and simple. Best way to get your credit report in Kenya. I wish it was always this easy and FREE! Looking forward to seeing what other services folo offers.

    Steve Mfrom Google

One Score
One Banking.